Let’s face it — 2009 wasn’t nice to a lot of people. If a change in your work life or finances is a dark cloud hanging on the holiday horizon, you’re not alone.
Even before the economy bottomed out, Americans said financial pressures caused holiday stress. In a 2006 APA survey, 61 percent of respondents listed lack of money as the top cause of holiday stress, followed closely by the pressures of gift giving at 42 percent. Credit card debt also ranked highly, at 23 percent.